Credit Blog – Blog on Credit and Finance


April 23, 2014

Four tips for improving your credit score

Category: Credit Score – Tags: , , , , – administrator 7:26 pm

Four tips for improving your credit scoreNews from al.com:
(iStockphoto) 
MOBILE, Alabama – Now that you know what information is used to calculate your credit score, how lenders use the score and what you’re doing that can bring that number down, let’s talk about things you can do improve your score.
Kathy Scarborough, chief communications officer with Navigator Credit Union in Mobile, said consumers will notice quickly this list quite a bit [...] Continue Reading…

Don’t Panic About Not Having a Credit Score

Category: Credit Score – Tags: , , , , , – administrator 1:20 am

Don’t Panic About Not Having a Credit ScoreNews from Fox Business:
Dear Dave,
I’m 20 years old, and I’m trying to get out of debt. However, I’m concerned about what might happen when I’m older and don’t have a credit score. My girlfriend says I won’t be able to get a job or rent an apartment without a good one. Is this true?
Ian
Dear Ian,
No, it’s not true. I’m sure your girlfriend [...] Continue Reading…

April 22, 2014

Cracking the code: Anatomy of a credit score

Category: Credit Score – Tags: , , , , – administrator 7:25 am

Cracking the code: Anatomy of a credit scoreNews from al.com:
(iStockphoto) 
MOBILE, Alabama – Think your credit score shows the world how financially savvy and responsible you are?
Yes, and no.
Those three powerful little numbers do, in a sense, reflect your financial reliability, but only by default. Their intended purpose is actually to minimize the risk incurred by lenders, so understanding how that risk is calculated is the only way to take [...] Continue Reading…

April 21, 2014

Find out how your credit report could save you money

Category: Credit – Tags: , , , , , – administrator 9:42 pm

Find out how your credit report could save you moneyNews from Aol Money:

By Experian, Apr 21, 2014

Alamy

Your credit report summarizes your credit history, so it’s important to ensure that the data and information on it is accurate, up-to-date, and reflects your present circumstances.Even simple discrepancies on your credit report, such as different ways of listing your name and address, can make a difference. Getting it right could help you [...] Continue Reading…

To have a great credit score, start by paying your bills on time – Richmond Times Dispatch

Category: Credit Score – Tags: , , , , , , , , , – administrator 1:26 pm

To have a great credit score, start by paying your bills on time – Richmond Times DispatchNews from To have a great credit score, start by paying your bills on time – Richmond Times Dispatch:
A good credit score can make your life significantly more affordable.
“The cost of a high interest rate could be hundreds, even thousands of dollars over the life of the loan,” said Thomas Nitzsche with ClearPoint [...] Continue Reading…

April 20, 2014

Susan Bach column: Understanding your credit score

Category: Credit Score – Tags: , , , , , – administrator 7:21 pm

Susan Bach column: Understanding your credit scoreNews from Appleton Post Crescent:
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No credit score not always a bad thing

Category: Credit Score – Tags: , , , – administrator 1:22 am

No credit score not always a bad thingNews from The Decatur Daily:
Dear Dave: I’m 20 years old, and I’m trying to get out of debt. However, I’m concerned about what might happen when I’m older and don’t have a credit score. My girlfriend says I won’t be able to get a job or rent an apartment without a good one. Is this true? — Ian
Dear Ian: No, it’s not [...] Continue Reading…

April 19, 2014

Protecting your future: Stopping credit report errors

Category: Credit – Tags: , , , , , – administrator 11:44 am

Protecting your future: Stopping credit report errorsNews from Georgetown News Democrat:

Your credit report has an enormous impact on your financial future. Banks, credit card companies, and employers all reference credit reports when they decide whether to make a loan to a potential customer or offer a job to a prospective employee. That is why it’s critical that credit reporting agencies maintain and provide accurate credit information about consumers.
Yet too [...] Continue Reading…

Ask Dave: No credit score? No sweat

Category: Credit Score – Tags: , , , – administrator 7:22 am

Ask Dave: No credit score? No sweatNews from The Idaho Statesman:
Dear Dave: I’m 20 years old, and I’m trying to get out of debt. However, I’m concerned about what might happen when I’m older and don’t have a credit score. My girlfriend says I won’t be able to get a job or rent an apartment without a good one. Is this true?
IAN
Dear Ian: No, it’s not true. I’m sure [...] Continue Reading…

April 18, 2014

Why You Should Check Your Credit Score Every 3 Months

Category: Credit Score – Tags: , , , , , – administrator 1:24 pm

Why You Should Check Your Credit Score Every 3 MonthsNews from Business Insider:

Flickr / Michael PickWe’re all pretty clear by now on the fact that our credit score is important, and we need to stay on top of it.
Those three digits can determine not only whether we get major loans — like a mortgage — but also [...] Continue Reading…