Credit Blog – Blog on Credit and Finance


March 26, 2015

How car shopping can hurt your credit score

Category: Credit Score – Tags: , , , – administrator 1:19 pm

How car shopping can hurt your credit scoreNews from WCPO:

Applied for loans at four dealerships
WCPO

A used car is displayed on a sales lot. (Photo by Justin Sullivan/Getty Images)
Copyright Getty Images
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Magic Credit Score Number For The Best Interest RatesNews from WFMY News 2:Magic Credit Score Number For The Best Interest Rates
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March 25, 2015

6 Reasons You Can Be Rejected With An Excellent Credit Score

Category: Credit Score – Tags: , , , , – administrator 1:21 am

6 Reasons You Can Be Rejected With An Excellent Credit ScoreNews from Forbes:
These days, our credit scores are everywhere. Many banks now print credit scores on your monthly credit card statement. Companies like CreditKarma give credit scores for free. Americans increasingly understand how their score is calculated and how to improve it. However, just because you have a good credit score doesn’t mean you will be approved for credit. I spent nearly 15 years [...] Continue Reading…

Where Credit Report Reforms Fall Short

Category: Credit – Tags: , , , , – administrator 12:37 am

Where Credit Report Reforms Fall ShortNews from American Banker:

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The news that the three largest credit bureaus have agreed to reform continues on American Banker
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New agreement makes fixing credit report errors easier – KRIS Corpus Christi NewsNews from New agreement makes fixing credit report errors easier – KRIS Corpus Christi News:

Sen. Cruz to buy insurance via Obamacare, a law [...] Continue Reading…

March 24, 2015

Consumer Wise: Tips on how to repair your credit score

Category: Credit Score – Tags: , , , , , – administrator 7:18 am

Consumer Wise: Tips on how to repair your credit scoreNews from News 13 Orlando:By Angie Moreschi, Consumer Wise Host
Last Updated: Tuesday, March 24, 2015, 6:01 AM

TAMPA – 
Your credit score is an all-important number, especially if you’re in the market to buy a house, a new car or even insurance. The number is an analysis of your credit history and will sit on a scale between 300 and 850.
700 [...] Continue Reading…

March 23, 2015

The most important dates on your credit report

Category: Credit – Tags: , , , , – administrator 7:40 pm

The most important dates on your credit reportNews from CBS News:
By Gerri Detweiler/Credit.com
If you’ve reviewed your credit reports recently you’ve no doubt seen many dates — many, many dates. Some are more important than others. And some are absolutely critical.
A Credit.com reader asks: “What’s the difference between Date Opened, Date Reported, Date of Last Payment, etc.?”
There are two reasons why dates on your credit reports are so important. The [...] Continue Reading…

How A Good Credit Score Can Save You $83770

Category: Credit Score – Tags: , , , , – administrator 1:19 pm

How A Good Credit Score Can Save You $ 83770News from Forbes:
The recent article on how much of your income should you save generated significant interest. Rather than offer a rule of thumb, the article looked at how long it would take to retire based on different savings rates. The challenge for many, however, is increasing their savings rate to anything more than about five or ten percent. [...] Continue Reading…

March 22, 2015

8 Ways to Increase Your Credit Score to Get the Lowest Mortgage Rates

Category: Credit Score – Tags: , , , , , , – administrator 7:21 pm

8 Ways to Increase Your Credit Score to Get the Lowest Mortgage RatesNews from Motley Fool:
If you’re seeking the best deal on a mortgage, you’ll need to give your credit some serious attention.
Your credit report and score are two essential elements used by mortgage lenders to decide whether you’ll be approved for a mortgage. The information found in your credit report is used to calculate your credit score. And [...] Continue Reading…

Credit report concerns involve more than mailings to wrong address

Category: Credit – Tags: , , , , , , , , – administrator 2:38 pm

Credit report concerns involve more than mailings to wrong addressNews from Bangor Daily News:
This was supposed to be an easy column to write. It started out focused on the recent agreement hammered out by New York Attorney General Eric Schneiderman and Equifax, Experian and Trans Union, the Big Three among credit reporting agencies.
Then, more than 300 letters ended up in a mailbox in southern Maine. More on that shortly; [...] Continue Reading…

March 21, 2015

Woman requests her credit report, gets 300 other people’s reports instead

Category: Credit – Tags: , , , , , , , – administrator 9:37 am

Woman requests her credit report, gets 300 other people’s reports insteadNews from WJLA:BIDDEFORD, Maine (CNN) – A woman in Maine says she requested her credit report from Equifax, instead she received hundreds of credit reports belonging to people from around the country.
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There was a deluge of mail Katie Manning says was waiting for her one night this past week when she got home from work. More than 300 [...] Continue Reading…

True or False? A Pay Raise Will Boost Your Credit Score

Category: Credit Score – Tags: , , , , , – administrator 7:19 am

True or False? A Pay Raise Will Boost Your Credit ScoreNews from DailyFinance:
Shutterstock By Bob SullivanSurprise! Consumers are confused about what goes into a credit report and a credit score. Given how opaque these things were for such a long time, it’s entirely predictable that confusion reigns, and it’ll be that way for a while. Credit bureau TransUnion released a survey Thursday with more proof that the mythology built [...] Continue Reading…