Credit Blog – Blog on Credit and Finance


October 22, 2014

10 easy ways to boost your credit score

Category: Credit Score – Tags: , , , , – administrator 7:45 am

10 easy ways to boost your credit scoreNews from Detroit Free Press:Robert Powell, USA WEEKEND 8:26 a.m. EDT October 18, 2014

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There are several easy ways to boost your credit score.(Photo: Rick Nease, Detroit Free Press)Buy Photo

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4 Hobbies That Could Downgrade Your Credit ScoreNews from DailyFinance:

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By Lindsay KonskoIf you’re not careful, your favorite diversion could hurt [...] Continue Reading…

October 20, 2014

Watch out for these credit score hazards

Category: Credit Score – Tags: , , , , – administrator 1:22 am

Watch out for these credit score hazardsNews from Chicago Tribune:

By Carolyn Bigda

You may already know some of the basics of maintaining a healthy credit score: pay your bills on time, don’t charge the maximum allowed on your credit card and start building a credit history early.
But as much as you focus on good credit habits, some things that may be less obvious can hurt your score. Forget to pay [...] Continue Reading…

October 18, 2014

10Best: Ways to improve your credit score

Category: Credit Score – Tags: , , , , – administrator 1:19 pm

10Best: Ways to improve your credit scoreNews from USA TODAY:Robert Powell, USA WEEKEND 8:35 a.m. EDT October 18, 2014

Get tips on how to improve your credit score.(Photo: Alfonse Pagano, Getty Images)

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Watch out, these companies may only hurt your credit scoreNews from MarketWatch:
The only thing many cable, utility and cellphone companies do for your credit score is hurt it.
A recent survey of more [...] Continue Reading…

October 14, 2014

In Lending Circles, a Roundabout Way to a Higher Credit Score – New York Times

Category: Credit Score – Tags: , , , , , , , – administrator 1:22 am

In Lending Circles, a Roundabout Way to a Higher Credit Score – New York TimesNews from In Lending Circles, a Roundabout Way to a Higher Credit Score – New York Times:HTTP/1.1 302 Found Date: Tue, 14 Oct 2014 06:22:16 GMT Server: Apache Set-Cookie: NYT-S=deleted; expires=Thu, 01-Jan-1970 00:00:01 GMT; path=/; domain=www.stg.nytimes.com Set-Cookie: NYT-S=0MLdUsuvkHXz/DXrmvxADeHG3dHp1PYqmCdeFz9JchiAIUFL2BEX5FWcV.Ynx4rkFI; expires=Thu, 13-Nov-2014 06:22:16 GMT; path=/; domain=.nytimes.com Location: http://www.nytimes.com/2014/10/11/your-money/raising-a-credit-score-from-zero-to-789-in-26-months.html?_r=0 Content-Length: 0 Cneonction: close Content-Type: text/html; charset=UTF-8 HTTP/1.1 200 [...] Continue Reading…

October 9, 2014

Check your free credit report three times per year

Category: Credit – Tags: , , , , , , – administrator 6:49 am

Check your free credit report three times per yearNews from Agri-View:
Federal law gives everyone the right to a free credit report from each of the three major credit bureaus every 12 months.
The UW-Extension makes it easy for consumers to review their reports through its “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign.
Individuals are responsible for checking their own credit reports for common errors, such as a wrong home [...] Continue Reading…

October 8, 2014

Bankruptcy And Your Credit Score

Category: Credit Score – Tags: , , – administrator 1:32 am

Bankruptcy And Your Credit ScoreNews from Investopedia:
Declaring personal bankruptcy is a nightmare everyone hopes to avoid. Coming back from it poses a challenge for those eager to re-establish a clean credit history.
There are two ways for an individual, or married couple, to declare bankruptcy – Chapter 7 and Chapter 13. The former wipes out all unsecured debts while the latter, available to those with a steady income, creates a plan, [...] Continue Reading…

October 7, 2014

What makes up your credit score? (Graphic: Business Wire)

Category: Credit Score – Tags: , , , , , – administrator 7:28 am

What makes up your credit score? (Graphic: Business Wire)News from DigitalJournal.com:

SAN FRANCISCO–(Business Wire)–In an effort to help customers succeed financially, Wells Fargo (NYSE:WFC) is offering its customers their free consumer credit score and complimentary credit report through Nov. 16, 2014. For more information about this limited time promotion, visit https://www.wellsfargo.com/freecreditscore.
“A recent Wells Fargo survey said 27 percent of Americans are more worried about their financial health than their physical [...] Continue Reading…

October 5, 2014

What Is a Good Credit Score?

Category: Credit Score – Tags: , , – administrator 7:22 pm

What Is a Good Credit Score?News from Motley Fool:
We all want to have “good” credit, but what does that mean exactly? The answer to this question isn’t so simple. In fact, it mainly depends on what you’re trying to qualify for. For instance, if you have a credit score of 690, you’ll probably have no problem getting a loan for a new car with a pretty competitive interest rate. [...] Continue Reading…

Can spouse’s credit score kill your mortgage?

Category: Credit Score – Tags: , , , , – administrator 1:19 am

Can spouse’s credit score kill your mortgage?News from USA TODAY:Chris Birk, Credit.com 12:54 p.m. EDT October 4, 2014

From the “I dos” forward, your spouse’s credit profile will play a big role in your collective financial future.(Photo: Thinkstock)

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How to Get Started Improving Your Credit: The Inside Information You Need to Avoid Costly Mistakes and Do Things Right the First Time (U.S. [...] Continue Reading…

October 4, 2014

Hinckley woman says FICO credit score on Discover statement is wrong by 150 …

Category: Credit Score – Tags: , , , , , , , , – administrator 7:25 am

Hinckley woman says FICO credit score on Discover statement is wrong by 150 …News from The Plain Dealer – cleveland.com:
Teresa Dixon Murray, The Plain Dealer 
Q: You recently indicated the FICO scores reported on Discover statements were accurate. I beg to differ. I recently viewed my FICO score online from Discover (for some reason it doesn’t appear on my statement).
It indicated my score was 650. I knew this to be [...] Continue Reading…