December 11, 2013
Bills to halt pregnancy discrimination, credit report use in hiring clear …News from The Florida Current:Bills to halt pregnancy discrimination, credit report use in hiring clear Senate panel
The Senate Commerce and Tourism Committee passed two bills Monday that would prohibit employers from discriminating against pregnant women or using credit reports in hiring decisions.
Sen. Geraldine Thompson, D-Orlando, is sponsoring SB 220, which would add pregnant women as a protected class [...] Continue Reading…
December 9, 2013
Who can get a copy of your credit report: Part 3News from Michigan State University Extension:
Knowing your rights can help you avoid identity theft and protect your privacy.
Posted on December 9, 2013 by Wanda Roberts, Michigan State University Extension
The Fair Credit Reporting Act (FCRA) provides specific details about who can access your credit report. The information starts on page 12 of the FCRA in section § 604. This article [...] Continue Reading…
Credit Score Improvement: Fool-Proof TacticsNews from MainStreet:NEW YORK (MainStreet) — Having bad credit is the pits.
A lousy credit score impacts just about everything you want to do in life, from renting an apartment to getting a job or even buying a cup of coffee on plastic. These days, credit has become increasingly interchangeable with moral worth, leading people to run credit checks for things that have no bearing at [...] Continue Reading…
December 8, 2013
Consumer foundation reports credit report errors for millions of AmericansNews from KSHB:
KANSAS CITY, Mo. – Your credit report may have big mistakes in it. MoPIRG Foundation , a consumer advocacy group, reports millions of Americans have serious errors on their credit reports. Errors can hurt your chances of getting a loan, affordable rent and even a job.
The foundation studied a consumer complaint database from the Consumer Financial Protection Bureau [...] Continue Reading…
December 6, 2013
4 Ways Your Driving Habits Could Wreck Your Credit ScoreNews from DailyFinance:Alamy By Gerri DetweilerMy daughter recently turned 15, and one of the first things she did on her birthday was to take an online test required to get her learner’s permit. She passed, and now she’s driving. I don’t have to lecture her on safe driving habits; she’s been doing that to me for years. And she’s more [...] Continue Reading…
December 4, 2013
Your Money Matters: Renting with a less than stellar credit scoreNews from WGNtv.com:
Al GoldsteinPangea Propertieswww.pangeare.com
Set a Budget:First and foremost, setting a budget will help determine what a realistic and affordable rent range will be. Ideally, your monthly income should be three times higher than your monthly rent. Setting a budget will also outline how much money may be set aside for settling debts to raise your credit score.
Examine Your [...] Continue Reading…
December 3, 2013
How To Not Suck… At Disputing Credit Report ErrorsNews from The Consumerist:How To Not Suck… At Disputing Credit Report Errors – Consumerist
… Read the full article
Free multi-credit report can help spot identity theftNews from Economic Times:A good credit report and a good credit score is a must to get a loan from banks these days. When an individual applies for a loan, say a home loan, the bank [...] Continue Reading…
November 27, 2013
WISPIRG Foundation report shows government database helps consumers …News from 77Square.com:2013-11-20T05:15:00Z WISPIRG Foundation report shows government database helps consumers correct credit report inaccuraciesBOB VAN ENKENVOORT | Wisconsin State Journal | email@example.com | 608-252-6155 madison.com
Incorrect credit bureau report information can negatively affect consumers, impacting their ability to rent an apartment, buy a house or even get a job.
A Wisconsin Public Interest Research Group (WISPIRG) Foundation report, released Tuesday, shows that [...] Continue Reading…
November 26, 2013
Knowing what’s in your credit reportNews from WTNH:
NEW HAVEN, Conn. (WTNH) — Your credit report may be all about you, but it turns out you may not be seeing the same report your bank is seeing.
The Connecticut Public Interest Research Group (ConnPIRG) did some research and found credit reporting agencies are failing to include the actual credit score when providing a free credit report.
More and more employers are using [...] Continue Reading…
November 23, 2013
Boost Your Credit Score by 100 PointsNews from MainStreet:
NEW YORK (MainStreet) — Ah, credit scores. They can be the source of so much stress. Many people avoid them until they need them—and at that point it’s too late to make any changes. If your credit score is lower than you’d like it to be, consider the financial implications of ignoring it.
Let’s say you want to buy a new home [...] Continue Reading…