Credit Blog – Blog on Credit and Finance


November 24, 2014

How Can I Get Medical Bills In Collections Off My Credit Report?

Category: Credit – Tags: , , , , – administrator 4:37 am

How Can I Get Medical Bills In Collections Off My Credit Report?News from Forbes:
This weekly Q&A addresses questions from real patients about healthcare costs. Have a question you’d like to see answered? Submit it to AskChristina@nerdwallet.com.
Question:
Two years ago, I was hospitalized with pneumonia. Because my bills were so high, a few of them went to collections. While I’ve worked hard to pay them off, they’re still on my credit [...] Continue Reading…

November 23, 2014

Which is the higher credit score? Credit Websites or Lenders?

Category: Credit Score – Tags: , , , , – administrator 1:19 pm

Which is the higher credit score? Credit Websites or Lenders?News from KFDA:If you’ve looked at your credit score lately on some popular online websites, it might not be the same one financial institutions are seeing…which could affect your chances of getting a loan.
Online sites like Credit Karma and Freecreditreport.com have made waves in the financial industry by offering both credit reports and credit monitoring to its customers.
At first, many [...] Continue Reading…

November 10, 2014

Woman fights to keep her good credit score

Category: Credit Score – Tags: , , , , , – administrator 7:27 pm

Woman fights to keep her good credit scoreNews from ABC30.com:
FREMONT, Calif. –
Think about everything your credit report does for you; it makes getting a bank account possible, buying a car and even getting a job. So what happens if the worst happens?Lisa Marie Allen said she fought for years to get her credit files straightened out.”I got hired for a job and they asked to do a credit check [...] Continue Reading…

October 22, 2014

10 easy ways to boost your credit score

Category: Credit Score – Tags: , , , , – administrator 7:45 am

10 easy ways to boost your credit scoreNews from Detroit Free Press:Robert Powell, USA WEEKEND 8:26 a.m. EDT October 18, 2014

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There are several easy ways to boost your credit score.(Photo: Rick Nease, Detroit Free Press)Buy Photo

226 CONNECT continues on Detroit Free Press
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4 Hobbies That Could Downgrade Your Credit ScoreNews from DailyFinance:

Getty Images
By Lindsay KonskoIf you’re not careful, your favorite diversion could hurt [...] Continue Reading…

October 20, 2014

Watch out for these credit score hazards

Category: Credit Score – Tags: , , , , – administrator 1:22 am

Watch out for these credit score hazardsNews from Chicago Tribune:

By Carolyn Bigda

You may already know some of the basics of maintaining a healthy credit score: pay your bills on time, don’t charge the maximum allowed on your credit card and start building a credit history early.
But as much as you focus on good credit habits, some things that may be less obvious can hurt your score. Forget to pay [...] Continue Reading…

October 18, 2014

10Best: Ways to improve your credit score

Category: Credit Score – Tags: , , , , – administrator 1:19 pm

10Best: Ways to improve your credit scoreNews from USA TODAY:Robert Powell, USA WEEKEND 8:35 a.m. EDT October 18, 2014

Get tips on how to improve your credit score.(Photo: Alfonse Pagano, Getty Images)

131 CONNECT
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Watch out, these companies may only hurt your credit scoreNews from MarketWatch:
The only thing many cable, utility and cellphone companies do for your credit score is hurt it.
A recent survey of more [...] Continue Reading…

October 14, 2014

In Lending Circles, a Roundabout Way to a Higher Credit Score – New York Times

Category: Credit Score – Tags: , , , , , , , – administrator 1:22 am

In Lending Circles, a Roundabout Way to a Higher Credit Score – New York TimesNews from In Lending Circles, a Roundabout Way to a Higher Credit Score – New York Times:HTTP/1.1 302 Found Date: Tue, 14 Oct 2014 06:22:16 GMT Server: Apache Set-Cookie: NYT-S=deleted; expires=Thu, 01-Jan-1970 00:00:01 GMT; path=/; domain=www.stg.nytimes.com Set-Cookie: NYT-S=0MLdUsuvkHXz/DXrmvxADeHG3dHp1PYqmCdeFz9JchiAIUFL2BEX5FWcV.Ynx4rkFI; expires=Thu, 13-Nov-2014 06:22:16 GMT; path=/; domain=.nytimes.com Location: http://www.nytimes.com/2014/10/11/your-money/raising-a-credit-score-from-zero-to-789-in-26-months.html?_r=0 Content-Length: 0 Cneonction: close Content-Type: text/html; charset=UTF-8 HTTP/1.1 200 [...] Continue Reading…

October 9, 2014

Check your free credit report three times per year

Category: Credit – Tags: , , , , , , – administrator 6:49 am

Check your free credit report three times per yearNews from Agri-View:
Federal law gives everyone the right to a free credit report from each of the three major credit bureaus every 12 months.
The UW-Extension makes it easy for consumers to review their reports through its “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign.
Individuals are responsible for checking their own credit reports for common errors, such as a wrong home [...] Continue Reading…

October 8, 2014

Bankruptcy And Your Credit Score

Category: Credit Score – Tags: , , – administrator 1:32 am

Bankruptcy And Your Credit ScoreNews from Investopedia:
Declaring personal bankruptcy is a nightmare everyone hopes to avoid. Coming back from it poses a challenge for those eager to re-establish a clean credit history.
There are two ways for an individual, or married couple, to declare bankruptcy – Chapter 7 and Chapter 13. The former wipes out all unsecured debts while the latter, available to those with a steady income, creates a plan, [...] Continue Reading…

October 7, 2014

What makes up your credit score? (Graphic: Business Wire)

Category: Credit Score – Tags: , , , , , – administrator 7:28 am

What makes up your credit score? (Graphic: Business Wire)News from DigitalJournal.com:

SAN FRANCISCO–(Business Wire)–In an effort to help customers succeed financially, Wells Fargo (NYSE:WFC) is offering its customers their free consumer credit score and complimentary credit report through Nov. 16, 2014. For more information about this limited time promotion, visit https://www.wellsfargo.com/freecreditscore.
“A recent Wells Fargo survey said 27 percent of Americans are more worried about their financial health than their physical [...] Continue Reading…