Credit Blog – Blog on Credit and Finance


March 1, 2013

Wipe Errors Off Your Credit Report In 5 Simple Steps

Category: Credit – Tags: , , , , , – administrator 12:39 am

Wipe Errors Off Your Credit Report In 5 Simple StepsNews from Business Insider:

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Credit scores are one of the most important numbers in consumers’ lives. They can mean the difference between renting a home or owning one, and getting a great interest rate on your car loan or walking off the lot with a subprime contract.
And yet, the [...] Continue Reading…

February 28, 2013

Credit Limit Tricks: Keep a High Score While Still Using Your Card

Category: Credit Score – Tags: , , , , , , , , – administrator 1:22 pm

Credit Limit Tricks: Keep a High Score While Still Using Your CardNews from Fox Business:
Here’s an axiom familiar to borrowers: Using too much of your available credit hurts your credit score. A personal finance rule of thumb that goes with it says that for a good credit score, keep your “credit utilization ratio” — what you use versus how much you have to use — below 30%. The rule [...] Continue Reading…

February 26, 2013

How to better understand your credit score

Category: Credit Score – Tags: , , , – administrator 7:22 am

How to better understand your credit scoreNews from Chicago Parent:By Lela DavidsonMonday, February 25, 2013

Your credit score can seem scary if you believe you have no control over it. Simply learning to understand it can help a lot.

 

Related:

A 3-step plan to teach your kids about credit
Do your kids think your ATM and credit card equal free money? Here are three simple ways to teach them about those bits of plastic. 

12 [...] Continue Reading…

February 24, 2013

Big Hike Reported in Credit Report Errors

Category: Credit – Tags: , , , , – administrator 4:38 am

Big Hike Reported in Credit Report ErrorsNews from Patch.com:
Rep. Steve Israel, D-Huntington, and Nassau County District Attorney Kathleen Rice say there has been a sharp increase in credit report errors and tax identity theft.
In a press conference at the Bethpage Federal Credit Union Friday, Israel and Rice offered tips to keep consumers safee during tax season. According to a recent study, one in four had at least one potentially [...] Continue Reading…

Improve your credit score by raising your credit limit

Category: Credit Score – Tags: , , , , – administrator 1:18 am

Improve your credit score by raising your credit limitNews from MyFox Houston:HOUSTON -
Americans are spending more, according to the Federal Reserve, which says an increase in home, car and credit card purchases may suggest improved confidence.
But as consumers pull out their credit cards, more, there may a way to improve their financial health by asking their bank to raise their credit limits.
At credit reporting agencies, 30% a credit score [...] Continue Reading…

February 22, 2013

Israel, Rice Report Big Increase in Credit Report Errors

Category: Credit – Tags: , , , , , – administrator 11:39 pm

Israel, Rice Report Big Increase in Credit Report ErrorsNews from Patch.com:
Rep. Steve Israel, D-Huntington, and Nassau County District Attorney Kathleen Rice say there has been a sharp increase in credit report errors and tax identity theft.
In a press conference at the Bethpage Federal Credit Union Friday, Israel and Rice offered tips to keep consumers safee during tax season. According to a recent study, one in four had at least [...] Continue Reading…

February 20, 2013

Who Has Access to Your Credit Report?

Category: Credit – Tags: , , – administrator 2:08 pm

Who Has Access to Your Credit Report?News from LowCards.com:
Since credit reports contain sensitive personal information, access to them is limited.
The three main credit report bureaus–TransUnion, Equifax and Experian–can only provide your credit reports to people you seek to do business with.
But the number of different people who access your reports may surprise you.
According to the Federal Reserve, here’s a listing of who can view your credit reports:
Lenders from whom [...] Continue Reading…

February 19, 2013

New Service Allows Renters to Improve Credit Score by Reporting Payment …

Category: Credit Score – Tags: , , , , , , , – administrator 1:21 pm

New Service Allows Renters to Improve Credit Score by Reporting Payment …News from Fort Mills Times:
DENVER – 
Until now, people who rented their homes couldn’t get financing credit for their on-time rental payments, thus excluding millions from a wide variety of lending opportunities. Rental Kharma, a Denver-based startup company that furnishes data to large credit bureaus, has launched a new service that, for the first time, makes it possible for [...] Continue Reading…

February 18, 2013

Water bills to be added to credit score reports

Category: Credit Score – Tags: , , , , , – administrator 7:19 pm

Water bills to be added to credit score reportsNews from Telegraph.co.uk:
Yorkshire Water has become the first water supplier to join Experian’s Credit Account Sharing Service, meaning it will share information on how its five million customers manage their accounts, including payment history and outstanding balances, with banks, credit card providers and mobile phone companies.

Yorkshire Water has said the average water and sewerage bill in Yorkshire will rise from £356 [...] Continue Reading…

Credit Score Report Errors Costing Big Bucks

Category: Credit Score – Tags: , , , , , – administrator 1:24 am

Credit Score Report Errors Costing Big BucksNews from ABC News:
Home > Video > U.S.

Papal Appearance: Faithful Flock to Saint Peter’s Square

Papal Appearance: Faithful Flock to Saint Peter’s Square
Pope Benedict addresses thousands on second-to-last Sunday before resignation.

… Read the full article
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Call Kurtis: A Mistake Hurt My Credit ScoreNews from CBS Local:

ELK GROVE (CBS13) — An Elk Grove homeowner says he’s always paid his mortgage on time, but when he [...] Continue Reading…