Credit Blog – Blog on Credit and Finance


April 23, 2015

Free credit report sites aren’t always free

Category: Credit – Tags: , , , , , – administrator 12:37 am

Free credit report sites aren’t always freeNews from WRAL.com:

Published: 2015-04-21 17:26:00Updated: 2015-04-21 17:52:52

Triangle Area Special Offers
Carolina Courses Online: Earn UNC Credit @ Home
Myrtle Beach Getaway Specials & Package Deals
BUY 3 TIRES, GET 1 FREE! April Only- John Hiester Chevy
Click Here to Search All Triangle Homes for Sale
FORD EcoBoost Driving Challenge! Sat. 5/2 at PNC Arena, Raleigh. Register now!</…………… continues on WRAL.com
… Read the full [...] Continue Reading…

April 20, 2015

10 Ways You Can Get an Above Average Credit Score

Category: Credit Score – Tags: , , , , – administrator 7:24 am

10 Ways You Can Get an Above Average Credit ScoreNews from Motley Fool:

By Matthew Frankel | More ArticlesApril 19, 2015 |

An excellent credit score can make it easier to borrow money when you need it and can save you thousands of dollars in interest when you do. Best of all, achieving an excellent credit score could be easier than you might think.
The FICO score is the “gold standard” [...] Continue Reading…

April 18, 2015

This week’s couple: Bad credit score

Category: Credit Score – Tags: , , , , – administrator 7:19 pm

This week’s couple: Bad credit scoreNews from New York Post:
To reach or not to reach?
After a nice dinner at Adalya in the East Village, Dana and Alison had an awkward moment when he reached for his wallet to pay for some drinks and she appeared not to.
He made a rude comment about having to foot the bill, upsetting Alison, who says she’d always intended to chip in.
Did the bar-tab [...] Continue Reading…

How Do I Get My Free Annual Credit Report?

Category: Credit – Tags: , , , – administrator 4:38 am

How Do I Get My Free Annual Credit Report?News from Financialbuzz.com:
Did you know that approximately 7% of all Americans are victims of identity theft? The Bureau of Justice Statistics suggests that credit fraud and identity theft accounts for $ 5.55 billion in losses each year, and this number is on the rise as technology plays an even bigger role in finance and banking.
It’s imperative that you regularly monitor [...] Continue Reading…

April 17, 2015

7 Ways to Build and Improve Your Personal Credit Score

Category: Credit Score – Tags: , , , , , – administrator 7:24 am

7 Ways to Build and Improve Your Personal Credit ScoreNews from Entrepreneur:
In his book The Tax & Legal Playbook, CPA and attorney Mark J. Kohler targets the leading tax and legal questions facing small-business owners, and delivers clear-cut truths, thought-provoking advice, and underutilized solutions to save you time, money, and heartache. In this edited excerpt, the author offers quick tips you can use to start improving your personal credit [...] Continue Reading…

April 15, 2015

Your Credit Reports

Category: Credit – Tags: , – administrator 6:41 pm

Your Credit ReportsNews from CBS Local:
BOSTON (CBS) – Credit reports are important. They are often the way a creditor, a potential employer, a landlord or an insurance company will judge you. Yet more than half of all consumers have not checked their credit report.
The three large reporting companies, TransUnion, Equifax and Experian, will provide you with an annual free copy of your credit report, but you must ask for [...] Continue Reading…

April 14, 2015

What Is a Credit Score?

Category: Credit Score – Tags: , – administrator 7:23 am

What Is a Credit Score?News from Motley Fool:
Your credit score is basically your Money GPA. It’s a three-digit number that measures how you’ve handled money that you’ve borrowed. 
The score is based on your credit history, which is contained in your credit reports (or files) kept by the three major credit reporting bureaus — Equifax, Experian, and TransUnion. 
(Tip: Go to annualcreditreport.com to access your government-mandated free credit reports from each [...] Continue Reading…

April 12, 2015

A way out of the maze of credit-report correction

Category: Credit – Tags: , , – administrator 3:39 am

A way out of the maze of credit-report correctionNews from Pittsburgh Post-Gazette:
WASHINGTON — Ever try to get a correction made to your credit report and feel like you’ve fallen down the same rabbit hole that frustrated Alice in Wonderland?
Under the federal Fair Credit Reporting Act, credit bureaus and the companies supplying credit information to them have to correct inaccurate or incomplete information in your files. You have to tell the [...] Continue Reading…

April 10, 2015

How You Accidentally Wind Up With Subprime Lenders On Your Credit Report

Category: Credit – Tags: , , , , , – administrator 10:38 pm

How You Accidentally Wind Up With Subprime Lenders On Your Credit ReportNews from MainStreet:
Maintaining a high credit score is a boon to consumers so they can avoid paying high interest rates, which easily adds hundreds or thousands of dollars over the course of a loan. Credit scores play a large factor in the interest rate a borrower will receive, because lenders are determining the likelihood that someone will default on [...] Continue Reading…

Know your credit score, what’s behind the number

Category: Credit Score – Tags: , , , , , – administrator 1:19 pm

Know your credit score, what’s behind the numberNews from WDIV Detroit:
Many of you probably know your credit score is an important factor in your life.
It affects your interest rates, borrowing power, and how much you pay for home and car loans. It can even jeopardize your employment. Potential employers have started checking credit scores to learn more about prospective employees.
“I know my credit score. I’m very concerned about it. [...] Continue Reading…